Atlantic City Blackjack
Atlantic City Rules: Dealer must draw to all totals of 16 or less, and stand on all totals of 17 to 21. Players may double down on any initial hand and split any initial pair. Doubling after a split is allowed but re-splitting is not. Only one card each allowed on split aces. Blackjacks pay 1 1/2 to 1 and insurance on a dealer Ace pays 2 to 1. . . . Atlantic City Rules are about as favorable to the player as you will find. Unlike Nevada and most other legalized gambling places, Blackjack rules are regulated by the New Jersey gaming authorities and are the same in all casinos.
Two different blackjack strategy charts are shown here. .Both strategies use the same statistical information but in different presentation formats. It is not necessary to memorize both charts but you need to know one of the two perfectly. The Condensed Optimal Strategy is the easiest for most players to remember and use. Since the player's hand constantly changes as hits are taken, and the dealer's up-card doesn't, the condensed version's focus on the dealer's upcard, rather than the player's hand, gives you much less to have to remember as your hands are being played out.*
*Note: Against some of the lower dealer cards in the condensed chart, an A7 hand is recommended twice (as a down-for-double play and also as a soft total limit). If you are dealt A7, use it for your double. However if instead of a double, you develop a soft draw hand of some sort, use A7 as your soft draw limit.
Even though casino staff members might give you a different explanation, Blackjack insurance is just a side bet that the dealer with an Ace up has 10 in the hole. Assuming normal card distribution, and at the 2 to 1 payoff, it is about 8% against you. Not a good bet. However, if you happen to be observant enough to know when the remaining deck has fewer than twice as many non-tens than tens, then it's a good bet. (Dustin Hoffman's "Rain Man" was good at that.)
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